Insurance products
Motorcycle and scooter insurance

Our motorcycle insurance program was designed with bike lovers like your client in mind.

Collector motorcycles and scooters need special protection, too. With Guaranteed Value® coverage, claims specialists and parts specialists, we make sure collector bikes are taken care of properly. To qualify for our program, motorcycles and scooters must meet the following requirements:

Motorcycles

  • Applicants and/or operators must have at least 10 years' driving experience
  • Applicants must have a valid motorcycle endorsement, license or permit
  • Motorcycles should be 25 years or older; some special interest motorcycles newer than 25 years can be considered on case by case basis
  • Minimum value is $2,000
  • Collection of 3 or more motorcycles - minimum value is $1,000 per bike
  • Acceptable modifications are custom paint, chromed parts or fiberglass fenders
  • Custom built frame or structurally modified motorcycles must be 1975 and older and have a minimum value of $7,500
  • Custom built Trikes are not eligible
  • Motorcycles must be stored in a fully enclosed garage
  • Collector Raced Motorcycles can be considered for coverage. Please see guidelines under Motorsports Insurance section

Scooters

  • Should be 25 years or older
  • Minimum value is $2,000
  • For collections of 3 or more, the minimum value is $1,000
  • There are no coverage restrictions for scooters
A parked, red collector motorcycle, with blue sky and clouds in the background.
1947 Indian Chief
A white collector motorcycle parked in front of a whitewashed brick wall.
1964 Harley Davidson
A parked, red collector motorcycle, with blue sky and clouds in the background.
1973 Norton Commando

Insurance services administered by Hagerty Insurance Agency, LLC. Not all coverages are available in every state. This is a general description of coverage. All coverage is subject to policy provisions, exclusions, and endorsements. Hagerty determines final risk acceptance.