Collector Motorcycles and Scooters

• Collector motorcycles and scooters need special protection, too. With Guaranteed Value™ coverage, claims specialists and parts specialists, we make sure collector bikes are taken care of properly. To qualify for our program, motorcycles and scooters must meet the following requirements:

• • Applicants must be 26 or older
  • Applicants must have a valid motorcycle endorsement, license or permit
  • Motorcycles should be 1996 or older
  • Some special interest motorcycles newer than 1996 can be considered on case by case basis
  • Minimum value is $2,000
  • Collection of 3 or more motorcycles - minimum value is $1,000 per bike
  • Acceptable modifications are custom paint, chromed parts or fiberglass fenders
  • Custom built frame or structurally modified motorcycles must be 1975 and older and have a minimum value of $7,500
  • Custom built Trikes are not eligible
  • Motorcycles must be stored in a fully enclosed garage
  • If the motorcycle guest passenger liability (GPL) is limited to the state minimum limit, we can proceed with offering liability limits that match the personal auto policy. If not, the maximum liability limit offered is $100,000/$300,000 or $100,000 CSL.
  • Collector Raced Motorcycles can be considered for coverage. Please see guidelines under Motorsports Insurance section

  Specific Guidelines

  Specific Guidelines

  Motorcycle guest passenger liability is not limited in your selected state and the maximum liability limits offered is $100,000/$300,000 or $100,000 CSL

  Specific Guidelines

  Motorcycle guest passenger liability is not limited in your selected state and the maximum liability limits offered is $100,000/$300,000 or $100,000 CSL. Motorcycles in North Carolina must be 25 years old and older.

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• Get a quote for your client’s collector motorcycle or scooter.