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It’s easy to write your classic car, truck, boat and vintage motorcycle policies with Hagerty – and your clients will love you for it! Click below to see what we cover, and discover how working with us can benefit you and your clients. Team up with us today to increase your book of business and generate even more leads. Have questions? Let’s talk! Call us now at 800-747-5348.

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Eligibility Guidelines

Freedom to Drive

Because classics are made to be driven, our policy encourages classic owners to drive their cars for pleasure, to club functions, exhibitions, meets, tours, and the like. Seasonal driving to work or errands is also fine by us up to 5 months per year.

Greater Flexibility

Though an enclosed garage or private building is our first preference, rental units, parking garages, carports and even driveways are acceptable in many circumstances.

Youthful Driving

Drivers as young as sixteen with a daily driver can be covered as an operator with Hagerty, depending on their driving records. An at-fault accident or minor violation can even be considered for drivers aged 16-29 in some states.

View All Guidelines

Benefits for your clients

Coverage clients can count on With Guaranteed Value, we’ll agree on a fair value for your client’s vehicle up front. And in the event of a covered total loss, we’ll pay that amount minus any deductibles.* Guaranteed.

Worry-free claims service Hagerty adjusters are trained in classic car repair, and we have a parts specialist on staff to track down hard-to-find replacements. That means repairs are done the right way.

The freedom to drive Classic and collector cars are made to be driven, which is why we allow errands or driving to work, up to 60 times per year in most states – not just to shows and parades.

They’ll feel good about saving Since we only protect collectible or “fun” cars that aren’t driven every day, we can provide better coverage at a significantly lower price. Rates are 40% lower on average than standard insurance.**

We’ll meet all of their needs From additional programs like emergency roadside service created specifically for classics, to our award-winning Hagerty magazine, weekly newsletters, and videos – there’s plenty to appreciate.

Confidence in their vehicle’s value Hagerty Valuation Tools® provide values across four condition ranges, value changes over time, model history and more.*** Value a vehicle now

Help ensure the hobby’s future We work tirelessly so your clients will be able to enjoy their classics far into the future. We support the hobby through the Historic Vehicle Association®, the RPM Foundation, and Hagerty’s Youth Programs. Learn more

Benefits for you

Save time and frustration Our online quote and policy management site allows you to easily print ID cards, make quick policy changes and much more.

It’s easy to stay current Receive policy downloads and email notifications when policy transactions happen.

We’ll help you grow your business Try our marketing tools and resources to attract more clients with classics.

Make the most of your time We offer direct client billing and renewals, plus direct deposit of your commissions.

Feel comfortable talking values – and more What’s your client’s vehicle worth? Find out in a snap with Hagerty Valuation Tools. Plus, our detailed vehicle reports have all the insights to share with your clients.

You’re always in control We have no minimum production quotas or contracts – and that means no pressure.

Switch without regret We make it easy to get your client on the road or water, with streamlined procedures for moving business over to Hagerty.

Feel supported from the start Our monthly web conferences will help get you up and running quickly with Hagerty.

Ready to get a quote for your client? Become an agent today or contact us at 800-747-5348 to learn more.

*Any deductible and/or salvage value if vehicle is retained by you will be subtracted from the total amount paid. Guaranteed Value includes all taxes and fees unless prohibited by state law.

**Figure based upon 2015 consumer data collected by Hagerty on single car quotes, with premiums $5,000 and under, from several daily driver (or “Everyday”) auto insurance carriers.

***Please remember that Hagerty does not monitor your client’s specific vehicle value. You are solely responsible for requesting any future increase or decrease in your client’s vehicle’s Guaranteed Value coverage, which is displayed on the policy declarations page.

This is a general description of guidelines and coverage. Hagerty reserves the right to determine final risk acceptance. All coverage is subject to policy provisions, exclusions, and endorsements. Some coverage may not be available in all states.