A Life Ring for Your Boat Insurance Needs
The challenges in today’s insurance market go beyond just home and auto. The boat insurance marketplace, for example, can be tricky to navigate for you and your clients due to several concurrent factors.
You may experience other insurers backing out of the boat insurance marketplace, non-renewing policies, raising rates, and/or limiting what can be insured. All of these may leave you feeling high and dry without options to help your clients.
Hagerty can help. While we're most well-known for our superior coverage on collector cars, Hagerty actually began on the water.
Since 1984, we’ve been a trusted name in the boat insurance industry, protecting all types of watercraft—from brand new wakeboard boats, pontoons, runabouts, cruisers, classic wooden boats, and everything in-between.
As an agent with Hagerty and a trusted advisor to your clients, you have access to the Hagerty Marine product through the same avenues as our collector car program. This allows you to seamlessly place coverage on your clients’ boats with Hagerty.
Features of a boat policy through Hagerty include:
- No age restrictions on boats: Hagerty can protect any year boat, from the 1800s to brand new.
- Settlement type options: Based on your client’s needs, we have the settlement type that works best for them, including Agreed Value, Actual Cash Value, Liability Only, or Replacement Cost for boats three years and newer.
- Unlimited pleasure usage: Hagerty encourages pleasure usage, with customizable navigational territories available to match your boating needs.
- Optional add-ons: Hagerty offers unique coverages to protect your clients for how they use their boat, from watersports or fishing coverage for the outdoor enthusiast to Ultimate Drive coverage that helps protects newer boats from a lower outdrive failure.
- Premium savings: Members of Hagerty Drivers Club® are eligible for a 5% premium discount on their boat insurance policy through Hagerty.*
The Hagerty marine team is here to help you and your clients navigate the changing tides in the boat insurance marketplace offering you calm waters and the coverages that best fit your clients and their boats.
Get a quote started today, call us at 800-762-2628 or email Marine@hagerty.com.
This is a general description of coverage. Additional terms, conditions and exclusions apply to all coverages. Insurance and discounts are subject to availability and qualifications and may not be available in all states. Policies underwritten by Essentia Insurance Company or Markel American Insurance Company. Insurance services administered by Hagerty Classic Marine Insurance Agency, LLC.
Hagerty and Hagerty Drivers Club are registered trademarks of the Hagerty Group LLC, ©2026 The Hagerty Group, LLC. All Rights Reserved.
*Discount not available in all jurisdictions or programs and does not apply to all coverages. HDC membership number must be presented for discount to apply. Can not be combined. Boat coverage underwritten by Markel American Insurance company. Policies serviced by Hagerty.