Insurance products

Hagerty Private Client

A suite of best-in-class services for car lovers with high value collections.

Offering exceptional protection for high value vehicles and collections

Our industry-leading Private Client program protects collectors with coverage, expertise and resources created specifically for their unique needs.

Dedicated specialists are assigned to your client's collection or when your client has a collection of six or more vehicles with a total insured value of $500,000 or more

Program Features

  • Value Guard – Automatic quarterly 2% value increases on each of your clients' vehicles after the policy effective date, and regular audits by dedicated high value vehicle specialists to accommodate changes in the collection.*
  • High Automatic Coverage – Coverage for newly acquired vehicles equivalent to the lesser of the purchase price, verifiable value, highest valued vehicle client currently has insured through Hagerty, or $2.5 million.
  • VIN Theft and Fraudulent Title Coverage – Your clients are covered for up to $50,000 of approved expenses incurred to establish ownership of their vehicle in the event of fraudulent VIN use.
  • Trip Interruption Coverage – In the event of a covered accident while your clients are traveling in their collector vehicles, they can recover up to $1,500 of out of pocket expenses including use of a rental vehicle, repayment of lost event expenses, and lodging.
  • Accidental Death Coverage - $10,000 for a covered accident.
  • Collision Deductible Limited Waiver – If your clients have an accident that's less than 50% their fault, we'll waive up to $2,500 of any applicable deductible.
  • International Coverage – We protect against physical damage and theft, and offer "general average" coverage during overseas shipping, as well as coverage required by your client's activity and the country your client is visiting**.
  • Visiting Collectors – Includes liability and broad physical loss protection against exposures such as fire, theft, vandalism, and collision.
  • Surety Bonds – Hagerty can provide a variety of bonds including lost or defective title bonds.

*If no action is taken during the policy period by you or your client, at renewal all vehicle's Guaranteed Value returns to the amount originally agreed upon.

**Coverage may not be available in all countries or in all situations.

Insurance services administered by Hagerty Insurance Agency, LLC. Not all coverages are available in every state. This is a general description of coverage. All coverage is subject to policy provisions, exclusions, and endorsements. Hagerty determines final risk acceptance.