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    1980 or Newer Vehicles

    Vehicles 1980 and newer that are maintained for collector vehicle activities and of a special interest nature can be considered. Desirable vehicles include convertibles, 2-door sports cars (few 4-door sedans are collectible), cars with big block V8 engines, or vehicles that are rare and have limited production.

    To qualify for our program, 1980 and newer vehicles must meet the following requirements:

    1980-1989

    • Minimum value is $3,500
    • Vehicle must be in good condition unless under active restoration
    • Annual mileage should not exceed 3,500. Annual mileage up to 7,500 may be considered.

    1990-1999

    • Minimum value is $3,500
    • Vehicle must be in good condition unless under active restoration
    • Annual mileage should not exceed 3,500. Annual mileage up to 5,000 may be considered.

    2000 and Newer

    • Minimum value is $3,500
    • Vehicle must be in very good or better condition
    • Annual mileage should not exceed 3,500. Annual mileage up to 5,000 may be considered.

    Examples:

    • 1987 Porsche 911 Targa
      1987 Porsche 911 Targa
    • 1997 Chevrolet Corvette (C5)
      1997 Chevrolet Corvette (C5)
    • 1999 Plymouth Prowler
      1999 Plymouth Prowler

    Supercar/Exotic

    “Supercar/exotic” vehicles manufactured in 2000 and later may also be eligible. Examples of qualifying vehicles include Lamborghinis, Ferraris, Aston Martins, and Dodge Vipers. Because these are newer high-performance vehicles and can have values over $100,000, they must be treated as collectibles. To qualify for our program, exotic vehicles must meet the following requirements and have Underwriting Specialist approval:

    • Minimum age 30 – No youthful applicants (or operators)
    • Minimum of 1 year high-performance vehicle driving experience is required
    • Annual mileage must not exceed 3,500 (mileage up to 5,000 may be considered in some states but must include hobby related usage, like attending car shows and club events)
    • No more than two violations/claims per household
    • Applicants under 40 must have clean driving record
    • A Named Driver Exclusion or Youthful Non-Operator Warranty will be applied to any youthful household members (age 26 or less)
    • No leased vehicles

    Examples:

    • 1990 Ferrari F40
      2000 Ferrari 360
    • 1996 Dodge Viper
      2004 Dodge Viper
    • 2002 Lamborghini Murcielago
      2002 Lamborghini Murcielago

    Get a quote for your client’s 1980 and Newer Vehicle.

    *NOTE: In MA, we are not able to consider a single car policy for a vehicle newer than 25 years old.

    All coverage not available in all states. This is only a general description of coverage. All coverage is subject to policy provisions, exclusions and endorsements.