Insurance products
1990 and newer collector vehicles

If your client owns a vehicle model year 1990 or newer they may qualify for collector insurance.

1990 or Newer Vehicles

Vehicles 1990 and newer that are maintained for collector vehicle activities and of a special interest nature can be considered. Desirable vehicles include convertibles, 2-door sports cars (few 4-door sedans are collectible), cars with big block V8 engines, or vehicles that are rare and have limited production.

To qualify for our program, 1990 and newer vehicles must meet the following requirements:

  • Minimum value is $3,500
  • Vehicle must be in good condition unless under active restoration
  • Annual mileage up to 5,000 may be considered

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"Supercar/exotic" vehicles manufactured in 2000 and later may also be eligible. Examples of qualifying vehicles include Lamborghinis, Ferraris, Aston Martins, and Dodge Vipers. Because these are newer high-performance vehicles and can have values over $100,000, they require special handling. To qualify for our program, exotic vehicles must meet the following requirements and have Underwriting Specialist approval:

  • Applicants and operators should be licensed 10 years or more
  • Minimum of 1 year of comparable High-Performance vehicle ownership is preferred (may be required for certain vehicles)
  • Annual mileage must not exceed 5,000
  • No more than two violations/claims per household
  • A Named Driver Exclusion or Youthful Non-Operator Warranty will be applied to any youthful household members licensed less than 10 years
  • Leased vehicles are acceptable on a very limited basis
Red collector convertible parked on a grassy lot by other classics.
1997 Chevrolet Corvette (C5)
A couple enjoying a cruise in a red classic car by a beach.
1999 Plymouth Prowler
A silver collector car in a parking lot by a beach.
2008 Mercedes-Benz SLR

Insurance services administered by Hagerty Insurance Agency, LLC. Not all coverages are available in every state. This is a general description of coverage. All coverage is subject to policy provisions, exclusions, and endorsements. Hagerty determines final risk acceptance.