1980 and Newer Vehicles

  • United States
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, D.C.
  • West Virginia
  • Wisconsin
  • Wyoming
 
  • Vehicles 1980 and newer that are maintained for collector vehicle activities and of a special interest nature can be considered. Desirable vehicles include convertibles, 2-door sports cars (few 4-door sedans are collectible), cars with big block V8 engines, or vehicles that are rare and have limited production.

    To qualify for our program, 1980 and newer vehicles must meet the following requirements:

  • 1980-1989

    • Minimum value is $3,500
    • Vehicle must be in good condition unless under active restoration
    • Annual mileage must not exceed 3,500 (mileage up to 7,500 may be considered in some states)

     

    We are able to consider mileage up to 7,500 in your selected state

  • 1990-1999

    • Minimum value is $3,500
    • Vehicle must be in good condition unless under active restoration
    • Annual mileage must not exceed 3,500 (mileage up to 5,000 may be considered in some states)

    We are able to consider mileage up to 5,000 in your selected state

  • 2000 and Newer

    • Minimum value is $7,500
    • Vehicle must be in very good or better condition
    • Annual mileage must not exceed 3,500 (mileage up to 5,000 may be considered in some states)

     

    We are able to consider mileage up to 5,000 in your selected state

  • Examples:

    • 1987 Porsche 911 Targa
      1987 Porsche 911 Targa
    • 1997 Chevrolet Corvette (C5)
      1997 Chevrolet Corvette (C5)
    • 1999 Plymouth Prowler
      1999 Plymouth Prowler
  • Supercar/Exotic

    “Supercar/exotic” vehicles manufactured in 2000 and later may also be eligible. Examples of qualifying vehicles include Lamborghinis, Ferraris, Aston Martins, and Dodge Vipers. Because these are newer high-performance vehicles and can have values over $100,000, they must be treated as collectibles. To qualify for our program, exotic vehicles must meet the following requirements in addition to the above:

    • Usage must include hobby-related usage, like attending car shows and club events
    • Minimum 10 years driving experience
    • Experience of driving a high-performance vehicle is required
    • Annual mileage must not exceed 2,500 (mileage up to 3,500 may be considered in some states)
    • No more than two violations/claims per household
    • Applicants under 40 must have clean driving record
    • Named Driver Exclusions will be applied to any youthful household members (age 29 or less) If a Named Driver Exclusion is not available in your client's state, we are unable to offer a policy

    Named Driver Exclusion is available in your selected state

    Named Driver Exclusion is not available in your selected state

  • Examples:

    • 1990 Ferrari F40
      2000 Ferrari 360
    • 1996 Dodge Viper
      2004 Dodge Viper
    • 2002 Lamborghini Murcielago
      2002 Lamborghini Murcielago
  • Get a quote for your client’s 1980 and Newer Vehicle.

*NOTE: In MA, we are not able to consider a single car policy for a vehicle newer than 25 years old.

All coverage not available in all states. This is only a general description of coverage. All coverage is subject to policy provisions, exclusions and endorsements.