Vintage Motorcycles and Scooters

  • United States
  • Alabama
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  • Virginia
  • Washington
  • Washington, D.C.
  • West Virginia
  • Wisconsin
  • Wyoming
 
  • Vintage motorcycles and scooters need special protection, too. With Guaranteed Valueâ„¢ coverage, claims specialists and parts specialists, we make sure vintage bikes are taken care of properly. To qualify for our program, motorcycles and scooters must meet the following requirements:

    • Applicants must be 26 or older – no youthful applicants or operators
    • Applicants must have a valid motorcycle endorsement, license or permit
    • 1996 and older.  Motorcycles in North Carolina, must be 25 years old or older.
    • Minimum value is $2,000
    • Acceptable modifications are custom paint, chromed parts or fiberglass fenders
    • Frame or structurally modified motorcycles must be 1975 and older and have a minimum value of $7,500
    • Custom built motorcycles (i.e. choppers) are not eligible
    • Trikes are generally not eligible
    • Motorcycles must be stored in a fully enclosed garage
    • If the motorcycle guest passenger liability (GPL) is limited to the state minimum limit, we can proceed with offering liability limits that match the personal auto policy. If not, the maximum liability limit offered is $100,000/$300,000 or $100,000 CSL.
    • Vintage Raced Motorcycles can be considered for coverage. Please see guidelines under Motorsports Insurance section.

     

    Motorcycle guest passenger liability is not limited in your selected state and the maximum liability limits offered is $100,000/$300,000 or $100,000 CSL

    • 1947 Indian Chief
      1947 Indian Chief
    • 1964 Harley Davidson FL
      1964 Harley Davidson FL
    • 1973 Norton Commando
      1973 Norton Commando
  • Get a quote for your client’s vintage motorcycle or scooter.

All coverage not available in all states. This is only a general description of coverage. All coverage is subject to policy provisions, exclusions and endorsements.